Medicare is complicated.
That's why we are dedicated to helping Seniors unravel the confusion and make the best decisions for their individual needs.
At Almond Insurance, we know the importance of understanding what you’re signing up for.
Joe and Serenity Almond
Medicare Advisors
Medicare is complicated.
That's why we are dedicated to helping Seniors unravel the confusion and make the best decisions for their individual needs.
At Almond Insurance, we know the importance of understanding what you’re signing up for.
Joe and Serenity Almond
Medicare Advisors
Medicare can be complicated
Obtaining Medicare coverage may sound simple, but there are many plans and providers to choose from. To make matters more complicated, Medicare plans include different parts of the Medicare program that cover different things, and this can sometimes make it difficult for seniors with complex health issues to find exactly what they need.
You want to get the most coverage for the price out of your Medicare plan, including any premiums you will pay each month and any deductibles you will need to meet. Many Medicare plans also include the need to pay coinsurance or copayments when visiting certain medical providers for certain healthcare items. While the Medicare program standardizes some of these costs, others can vary from plan to plan.
The Downsides of Shopping on Your Own
You are wise to shop around to look for the right plan at the right price. Doing this, however, can be time-consuming, and you never really know if you’re getting the best deal.
An insurance agent who is employed by a provider is being paid to sell a particular product. That would lead one to believe that representative is going to point you in the direction of the products they sell. This may result in you getting a plan that meets your needs, but it may also cause you to miss some other plans on the market that may be right for you.
How Can Joe and Serenity Almond Help Me Find a Plan?
You will be working with an unbiassed advisor who will be shopping around for the right plan at the right price. This is why so many seniors choose to partner with Almond Insurance. We are licensed independent advisors providing many of the same services as a traditional Medicare insurance agent, but with some key differences.
Joe and Serenity Almond are not employed by any one provider, so they are able to impartially shop plans from a range of providers. This results in unbiased information that can help you choose the plan that meets your needs.
Additionally, Joe and Serenity Almond of Almond Insurance offer specific information about insurance regulations in your area that may pertain directly to your situation. This can be helpful when trying to plan out your Medicare strategy, and it can help you avoid making common Medicare mistakes.
A Single Point of Contact
Many seniors also find that having a single point of contact for all their Medicare needs is an advantage. When you shop for plans on your own, you may find yourself overwhelmed and left with questions.
Joe and Serenity Almond of Almond Insurance provide a more personalized experience, meaning you are more likely to get the answers you need faster and with fewer hassles. Whether you’re changing a plan during Medicare’s Open Enrollment Period, or you simply want to know about coverage for a particular healthcare item, Joe and Serenity Almond of Almond Insurance get you the answers you need.
Request a Free Consultation (815) 494-4399
Please call us or fill out our form to request a personal meeting so we can understand your circumstances, discuss your unique needs, review your budget, and recommend a plan that is right for you.
Thank you for requesting a meeting to discuss your needs. Our office will call or email a confirmation or arange an alternate day and time.
Please note: Meetings are only to be considered scheduled after a confirmation call or email has been made.
6870 Rote Rd # 103, Rockford, IL 61107
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We may not offer every plan available in your area. Currently we represent Medicare Advantage organizations which offer different plan options in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP), to get information on all of your options.
This website is not an official government website. It is operated by Almond Insurance and is not affiliated with the Centers for Medicare and Medicaid Services (CMS). The information on this website is not a substitute for professional medical advice. Please consult with your doctor or other healthcare provider for more information about your specific health needs. This website is a solicitation for insurance. By providing us with your contact information, you agree that an authorized representative or licensed insurance agent or producer may contact you by telephone, email, or mail to answer your questions or provide additional information about Medicare Advantage, Part D, or Medicare Supplement Insurance plans.