Medicare Part A
Medicare Part A covers your inpatient care in a hospital or skilled nursing facility as well as hospice and home health care. Part A measures your care in benefit periods, which span from admittance to an absence of care for 60 days.
You pay Part A deductibles for each benefit period. One upside of Part A is that the majority of Medicare beneficiaries do not pay premiums for Part A. If you have any questions about hospital insurance or if you qualify for premium-free Part A, ask Serenity, your local agent at Almond Insurance.
Part A Coverage
Part A covers inpatient care in a hospital, skilled nursing facility care, nursing home care, hospice care, and home health care. What’s covered is based on state and federal law, national coverage decisions, and decisions by your state Medicare claims processing companies. If you want to know whether an item, test, or service is covered, you can go to Medicare’s website and use their helpful search tool.
Medicare Part A does not cover long-term or custodial care in a nursing home or skilled nursing facility. For help paying for your long-term care costs, you can look into annuities or long-term care insurance plans or speak with a financial advisor. If your income is low enough, you may qualify for assistance through Medicaid.