Medicare Advantage plans are an alternative to Original Medicare (Part A and Part B) that allow you to purchase additional coverage such as prescription drugs, dental, vision, or hearing. You can sign up for one of these plans when you first enroll in Medicare, and you need to renew or switch plans every year. Serenity Almond, your local agent, can help you compare plans to find the right coverage at the right price.
Why Choose Medicare Advantage?
These plans, also seen as MA plans or MAPD plans (if they include prescription drug coverage), are offered by Medicare-approved private insurance companies. Medicare compensates these companies for handling your Part A and Part B coverage. In exchange, Medicare Advantage plans, also called Part C, can offer you additional coverage packages that you can’t find with Original Medicare.
One of the biggest gaps in Original Medicare is the lack of coverage for dental, hearing, and vision care. Medicare does not cover routine exams or equipment for any of these critical areas, which are especially important for aging seniors to maintain their health and quality of life. You can find a Medicare Advantage plan that offers packages for these areas and more. Some even cover health club memberships and fitness programs.
Another advantage of Medicare Advantage plans is the combination of prescription drug coverage and Original Medicare with Medicare Advantage Prescription Drug plans. These all-in-one plans mean you can choose a plan that covers your medications and in turn receive all of your coverage from one provider instead of choosing a separate Part D prescription drug plan.